Taxes Come First Every year, Congress used to paste together a mismash of temporary tax rules. Then the so-called American Taxpayer Relief Act of 2012 rocked this world, making long-range tax planning possible for the first time in a decade. Because tax rates skyrocketed, it also became necessary. Being tax-smart is now more important than ever. In our low-return environment, high taxes on investments gnaw like rats.
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